I have an existing kidney condition, and am currently covered under my previous employers cobra. Since I am not yet working, and the cobra expires soon, i need an individual plan. BCBS will extend their plan for individual coverage, but at a fairly hight rate. So I was trying to find other options for individual plans that would cover my condition?

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the new year. What types of things should I write about so that i can inform business owners and individuals what to look for in the new year regarding their health insurance plans?

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If anyone has a link to a website with statistics or fact about how businesses benefit from offering their employees heath insurance and retirement plans please let me know.
Basically, if I were trying to convince a business owner to offer health insurance and retirement plans to his/her employees, are their any stats or facts that show how it will benefit the company?

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I am researching health insurance plans for my company of 4 employees. However, I am not too sure what to look for. How can I make sure that I get the most beneficial plan?

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I am trying to get a better deal on health care insurance but don’t understand the point of 80% coinsurance. If it is only a few bucks higher with the same deductible, isn’t it better to go for the 100% coverage? Does it mean that the insurance co will pay only 80% of the bill once the deductible is met? I don’t understand. Please help!

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I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

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